Verified Identity Data for Wallet-Based Credentials

Digital wallets allow users to carry secure, verified credentials. Organizations can accept these credentials directly, bypassing the verification process without creating fraud risk. When institutions issue credentials to a user’s wallet—identity attestation, proof-of-age, right-to-work, proof-of-insurance, insurance eligibility, or similar tokens—they need verified data strong enough to support what they’re signing. Credential quality is directly proportional to verification accuracy, making a full IDV workflow that satisfies NIST IAL2, eIDAS, DIATF, and other applicable frameworks while withstanding audit scrutiny ideal.

Daon provides verified data for wallet-based credentials through a document and face matching identity verification workflow, which includes:

• document verification of 15,000+ document types across 200+ countries
• NFC chip reading
• ISO/IEC 18013-5 mobile driver’s license data retrieval
• data verification against authoritative data sources around the globe
• ISO 30107-3 Level 2 tested presentation attack detection
• CEN/TS 18099 aligned injection attack detection

The verified process captures over 20 data points that can be included in the token’s dataset along with proof of identity. For credentials that need to combine identity with non-identity evidence, such as hiring eligibility tokens backed by employment authorization documents or health insurance eligibility proofs backed by medical records, Daon’s document validation capabilities extend to non-identity documents. Daon’s workflow can verify identity alongside supporting evidence and integrate with authoritative data sources to produce complete, verified credentials.